Legal

Privacy Policy

How we collect, use, and protect your information.

Effective Date: January 1, 2026

1. Introduction

LENCO FINANCE, INC. (“Lenco Finance,” “we,” “us,” or “our”) operates the website located at lenco-finance.com (the “Platform”). This Privacy Policy describes how we collect, use, disclose, and protect the personal information of visitors and users of the Platform.

Lenco Finance, Inc. is licensed by Louisiana’s Commissioner of Financial Institutions and provides personal loan services to consumers.

2. Information We Collect

2.1 Information You Provide

When you submit a request through our Platform, we may collect:

  • Full name (first and last)
  • Email address
  • Phone number
  • Desired loan amount
  • Any other information you voluntarily provide through our contact form (subject line, message content)

2.2 Information Collected Automatically

When you visit the Platform, we may automatically collect certain information, including:

  • IP address
  • Browser type and version
  • Operating system
  • Referring URL
  • Pages viewed and time spent on the Platform
  • Device identifiers
  • Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect to:

  • Process and evaluate your loan application
  • Respond to your inquiries and support requests
  • Improve and optimize the Platform
  • Communicate with you about your request status and Platform updates
  • Comply with legal obligations
  • Detect and prevent fraud or unauthorized activity

4. Sharing of Information

We may share your personal information with:

  • Loan Processing: Your information is used to evaluate your loan request, verify your identity, and process your application.
  • Service Providers: Third-party vendors who assist us with hosting, analytics, customer support, and other operational functions.
  • Legal Requirements: When required by law, regulation, legal process, or governmental request.
  • Business Transfers: In connection with a merger, acquisition, or sale of assets.

We do not sell your personal information to unaffiliated third parties for their own marketing purposes.

5. Data Security

We implement industry-standard security measures to protect your personal information, including 256-bit SSL encryption for data transmitted through the Platform. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Cookies and Tracking Technologies

The Platform uses cookies and similar technologies to enhance your experience, analyze usage patterns, and deliver relevant content. You may control cookie preferences through your browser settings. Disabling cookies may affect the functionality of the Platform.

7. Third-Party Links

The Platform may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your personal information
  • Opt out of certain data processing activities
  • Withdraw consent where processing is based on consent

To exercise any of these rights, contact us at info@lenco-finance.com.

9. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements.

10. Children’s Privacy

The Platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a person under 18, we will take steps to delete it promptly.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of the Platform after changes are posted constitutes acceptance of the revised policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

  • Email: info@lenco-finance.com
  • Phone: +1 (601) 342-0718
  • Mail: LENCO FINANCE, INC., 4824 Waywood Dr, Zachary, LA 70791-2400